The “Les Mis” of Insurance Programs

Posted by Phil Dougherty
September 26, 2013

The curtain will rise soon on a new health insurance program, but it may feel more like a dress rehearsal than opening night.  The Federal government (and California) is in the process of launching the largest public entitlement program in its history so we can expect some missed lines, costume malfunctions, and wet paint on the set.  Implementing this program will be a large scale “Les Mis” type effort.  It may take weeks before they pack them in.  We know one thing; there will be plenty of critics in the audience.

With these expected delays, we are now recommending that you make appointments with us in late October at the earliest.  There is no advantage to enrolling early,  and they may not have all the information or tools available before then to help you make the right decision.  You have until December 15, 2013 to enroll for a January 1, 2014 start date.  Those enrolled in individual coverage now will hear from their carriers shortly.

Those with plans in place prior to Health Care Reform passing (March 23, 2010) may be able to keep their plans.  Stay tuned for my next blog post, which will address “Grandfathered Plans”.

Break a leg. 

Phil Dougherty