JustForSeniors Newletter

I’m back from my service trip to rural Mexico with Rotary! It was a productive trip and thankfully uneventful from a medical emergency and evacuation perspective. But if something had come up, my GeoBlue Trekker insurance policy would've covered it. And that's why we...

Hi friends and clients! I hope your summer is going well. I wanted to share some information about a subject that has come up a number of times in the last few weeks. I thought you might find it useful. The Income Related Monthly Adjustment Amount known as IRMAA was...

Medicare Part B and Part D cover most vaccines and immunizations. It’s important to understand which part of Medicare covers which vaccines. Vaccines covered by Medicare Part B Part B covers specific vaccinations including the seasonal flu shot, pneumonia, and...

One of the most common questions we get regarding Medicare Supplements (MediGap) is what providers can be accessed for care. Many assume that a Medicare Supplement from Blue Shield or Anthem Blue Cross requires using their respective doctor networks. In fact, Medicare...

The Inflation Reduction Act is bringing a series of revisions to the Medicare Part D Prescription Drug Program that will be phased in over the next six years. The immediate modifications beginning January 1, 2023, include: Insulin copays will be limited to $35/month...

Most of you reading this have Medicare as your primary insurance with a Medicare Supplement to fill in gaps. We have been advocates for this type of arrangement for nearly 30 years for its high level of insurance and the extensive provider access it provides. As we...

Let the adventures begin! Travel is back to pre-pandemic levels according to several travel related sources. While you make your international travel arrangements, don’t forget to include travel medical insurance in your planning. Alert! Original Medicare (Part A +...

Are you ready to travel?!  The eagerness to do so is certainly undeniable. Google Trends which provides broad insight into consumer behavior shows the interest in international travel trending skyward. Personally, I had a family trip to Europe fizzle in 2020 and I'm...

Dear Friends, The Annual Election Period begins October 15 and runs through December 7, 2020 and is when you are allowed to change your Medicare Part D Prescription Drug Plan for the 2021 plan year or, if eligible, enroll in a plan for the first time. We have enjoyed...

The Centers for Medicare and Medicaid Services (CMS) has released a new demonstration program that will begin on January 1, 2021. It is designed to provide Medicare enrollee's affordable access to insulin by capping the cost of a 30-day supply to a maximum of $35. For...