JustForSeniors Newletter
Watch how we can help with your transition to Medicare
“OnlyHealthInsurance believes that Medicare Supplement insurance is, in part, the best approach for creating a comprehensive healthcare package.”
Phil Dougherty, President, OHI
IRMAA: What It Is & How To Reduce It Or Remove
Hi friends and clients! I hope your summer is going well. I wanted to share some information about a subject that has come up a number of times in the last few weeks. I thought you might find it useful. The Income Related Monthly Adjustment Amount known as IRMAA was...
Vaccines Covered by Medicare
Medicare Part B and Part D cover most vaccines and immunizations. It’s important to understand which part of Medicare covers which vaccines. Vaccines covered by Medicare Part B Part B covers specific vaccinations including the seasonal flu shot, pneumonia, and...
How They Relate: Original Medicare and Providers
One of the most common questions we get regarding Medicare Supplements (MediGap) is what providers can be accessed for care. Many assume that a Medicare Supplement from Blue Shield or Anthem Blue Cross requires using their respective doctor networks. In fact, Medicare...
Inflation Reduction Act Brings Changes to Part D
The Inflation Reduction Act is bringing a series of revisions to the Medicare Part D Prescription Drug Program that will be phased in over the next six years. The immediate modifications beginning January 1, 2023, include: Insulin copays will be limited to $35/month...
Medicare vs. Medicare Advantage
Most of you reading this have Medicare as your primary insurance with a Medicare Supplement to fill in gaps. We have been advocates for this type of arrangement for nearly 30 years for its high level of insurance and the extensive provider access it provides. As we...
Travel with Peace of Mind
Let the adventures begin! Travel is back to pre-pandemic levels according to several travel related sources. While you make your international travel arrangements, don’t forget to include travel medical insurance in your planning. Alert! Original Medicare (Part A +...
Ready To Travel?
Are you ready to travel?! The eagerness to do so is certainly undeniable. Google Trends which provides broad insight into consumer behavior shows the interest in international travel trending skyward. Personally, I had a family trip to Europe fizzle in 2020 and I'm...
The Annual Election Period for the 2021 Plan Year is approaching!
Dear Friends, The Annual Election Period begins October 15 and runs through December 7, 2020 and is when you are allowed to change your Medicare Part D Prescription Drug Plan for the 2021 plan year or, if eligible, enroll in a plan for the first time. We have enjoyed...
Medicare’s New Part D Senior Savings Model
The Centers for Medicare and Medicaid Services (CMS) has released a new demonstration program that will begin on January 1, 2021. It is designed to provide Medicare enrollee's affordable access to insulin by capping the cost of a 30-day supply to a maximum of $35. For...
Correction to recent post: Medicare Prescription Drug Plan Annual Open Enrollment 2020
Correction: it was an acquisition of Aetna by WellCare. The Medicare Prescription Drug Plan (Part D) Annual Open Enrollment begins October 15 and runs through December 7, 2019. This is the period when you are allowed to change your Medicare Prescription Drug Plan for...