About Us

About Us

Company Update

September 2021

Nearly 30 years ago I joined my father Dan in his insurance agency. We expanded the business to become a leading expert in individual/family health insurance, Medicare supplements, and travel insurance. It continues to be a very gratifying business and I have no intention of retiring anytime soon. In fact, we’re expanding! Please join my staff and I in welcoming my daughter Patricia to OnlyHealthInsurance. I’m delighted to have the next generation joining the family business. Read More


OnlyHealthInsurance Marketing is the property of Dougherty Health Insurance Sales, LLC, a specialist in private health insurance, Medicare and travel insurance in California for over 35 years. DHIS is a second generation family operated agency located in Novato, California.


Phil Dougherty is the owner and company President and a leader in Individual and Family health insurance, Medicare and Int’l/Travel insurance markets for over 25 years. Phil is a second generation insurance agent and has grown the family business to be one of the most active agencies in the state in these niche markets. Phil was also the President and founder of ITG Worldwide Insurance Agency, an award winning general agency that provides insurance products to international travelers and expatriates. His greatest enjoyment still comes from daily conversations he has with people about their insurance needs and sharing solutions.


John Wheeler joined OnlyHealthInsurance in 2004 and quickly made a name for himself in the broker community as an expert in Individual Health Insurance and Medicare related products. He is a top producer in these markets in California and educates people daily on a variety of topics such as Health Savings Accounts (HSA’s), HIPAA, Medicare, and Healthcare reform, and has a knack for making these complex subjects easier to grasp.


Lois Whitley has over 40 years of experience in the health insurance industry and has special expertise in Medicare related products and Small Group Insurance. Lois is a Sales Assistant & Senior Administrative Assistant and over the last 15 years with OnlyHealthInsurance has made special bonds with our clients and carrier representatives.


The mission of DHIS is to assess each individuals unique circumstances, provide honest professional opinions about likely outcomes, share all relevant options available, educate on what to look for in coverage and to serve future needs. This is accomplished with a commitment by our staff to be easily accessible by phone and email, friendly and respectful, educated in the latest insurance plans and trends, and by offering web based information and tools. It is this approach that has made us a leader in this field and why employee benefit specialists, financial planners, and other insurance brokers rely on us for guidance for their key clients.