Dental and Vision Insurance

We are pleased to feature dental plans from Delta Dental and vision plans from VSP, leading carriers in the market.

Delta Dental for Everyone

Delta Dental, known for their popular group dental plans, now offers individual plans through Benefit Association* and administered by the Morgan White Group. The Dental For Everyone plan is structured very similarly to traditional PPO dental plans, but with Dental For Everyone, you receive Delta Dental’s discounted rates on services, their hassle free claims processing — the most efficient in the industry, and access to the largest network of dentists in the country.

*The Benefit Association provides discounts on prescriptions, vitamins and other goods and services.

Plan Highlights

  • Largest Dental network available (over 85%% of California Dentists participate in Delta Dental’s Premier network)
  • Choice of $1500, $2,000 and $3,000 benefit maximum per calendar year (per individual if applicable)
  • Vision Insurance option with VSP, the nation’s largest vision provider. (see details in through our link below)
  • Efficient Claim-free processing
  • Anyone is eligible to enroll (seniors too!)

To learn more and to obtain a quote, please click on our link: Dental for Everyone. Here you can also search their list of participating dentists and apply online.

Applying is simple and applications are only accepted using the online enrollment form also inside this link.

You will have an option to pay automatically by credit card or checking account deduction. Morgan White is a TPA (third party administrator) for this product and will be the company shown on your bank or credit card statement.

You will receive your policy confirmation and membership ID cards by email, so please download and save them for future use.

All applications will be given the first of the next month effective date following submission if submitted prior to the 20th of the month. Any application submitted after the 20th of the month will be issued an effective date of the first of the following month.


“Wow! Talk about fast and easy! Made an appointment with Phil through his website; he called me at the exact time of our appointment, was friendly, knowledgeable, and professional. He explained the coverage to me and from start to the finish of receiving an email with my policy info…. 20 minutes!!! I may just travel abroad more often now! Thanks Phil!

“I’d like to give Phil more than 5 stars for his incredible customer service and knowledge.  Because he was on the ball and watching out for me (unasked), he saved me from going into a health plan that was not right for me.  He called me out of the blue to confirm that the changes I made to my healthcare plan were what I wanted.  I had misunderstood the differences (no thanks to Blue Shield rep) and Phil saved the day.  Thank goodness he is my broker.  He should be yours too.

I was searching for weeks for affordable health care and Phil Dougherty and his team got me covered right away!  My family was considered high risk and he took care of us from beginning to end.  He was always available by phone to talk and did all the paperwork for us.  He was a godsend during the many changes happening in healthcare!  I highly recommend Phil for helping you find the best health care for you and your family. “