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“OnlyHealthInsurance believes that Medicare Supplement insurance is, in part, the best approach for creating a comprehensive healthcare package.”
Phil Dougherty, President, OHI

 

Medicare

Medicare Advantage (Part C)

Last updated October 2018

Through the Medicare Modernization Act of 2003, Medicare made it easier for private insurance companies to offer alternatives to Original Medicare (Parts A & B) and a Medicare supplemental insurance policy. Medicare sponsors Medicare Advantage plans as part of the Medicare program and pays the plans to manage a person’s health care.

In order to enroll in these plans you will need to be enrolled in Part A and Part B of Medicare which means paying the Part B premium. While Medicare Advantage plans in essence replaces Original Medicare, they must cover what Medicare covers; however, the costs for each service may vary. You receive all your Medicare-covered benefits through the private plan chosen.

The types of plans included are:

  • Health Maintenance Organizations (HMO)
  • Preferred Provider Organizations (PPO)
  • Private Fee-for-Service Plans
  • Medicare Special Needs Plans
  • Medicare Savings Account

Some of the plans above may include prescription drug coverage and other extras such as vision and hearing services and allowances and dental coverage. NOTE: generally, to receive the full value of a Medicare Advantage plan, you must receive care from a network of more local providers and hospitals.

For more information about Medicare Advantage plans available in your area, please contact us.

Important Medicare Phone #s

  • For Medicare enrollment: contact Social Security at 1-800-772-1213
  • For Medicare coverage questions: call 1-800-MEDICARE
  • For government sponsored assistance with Medicare and Social Security contact HICAP (Health Insurance Counseling and Advocacy Program) at 1-800-434-0222
  • For information about Medicare Supplemental coverage, contact Phil or John at OnlyHealthInsurance at 1-800-924-1411